Are you looking to earn some extra money each month in Switzerland? Then starting a side business is a great way to do so. Many of the business and side hustle ideas that you’ll find on other websites aren’t that well suited to Switzerland. For example, due to the high…

Finance

How You Can Save More Money in Switzerland

January 8, 2022

Saving money in Switzerland is that an oxymoron? People, especially visitors to Switzerland, love to talk about how expensive Switzerland is. And Switzerland’s expensive reputation is not without reason. Prices, especially in restaurants and bars, are much higher than in the neighbouring countries. This expensive reputation also arises because the…

Finance

Investments Funds: What to look at before investing

June 13, 2021

Recently, I have been in the process of choosing an investment fund for my own needs. Investment funds are a useful method of investing. They provide a simple, hands-off, and diversified method of investing that is attractive to passive and long-term investors. If you have some money that is sitting…

Finance

Swiss Banking Secrecy Laws and How They Affect You

May 7, 2021

When villains wire money for nefarious activities or demand payment for blackmail in the movies, a Swiss bank account is invariably involved. It seems that for criminals, a Swiss bank account is the account of choice. Well, at least in the movies. One reason for this is the (in)famous reputation…

Finance

5 Reasons You Absolutely Should Contribute to Your Pillar 3a

April 18, 2021

The Swiss Pension System in a Nutshell The Swiss pension is based on three pillars, with each pillar increasing your income level in retirement. 1st pillar: AHV This is supposed to cover the minimum level of costs that someone would need to live. You only receive the full amount of…

Finance

Where in Switzerland is the Lowest Tax and the Highest Tax Rate

February 21, 2021

Map of Switzerland with Zurich, St. Gallen and Luzern

Zug is known as the canton with the lowest tax rate in Switzerland while Neuchatel is the canton with some of the highest personal income tax rates. Within these cantons, the town of Baar in Zug has the lowest tax rate at just 5.5 per cent for an individual earning…

Finance

Women, We Need To Start Investing Now

January 8, 2021

Women need to start investing. Investing is the best way to build your wealth for the long term and ensure your financial independence.

Finance

What is Your Net Worth and Why is it Important?

January 3, 2021

Your friend who earns 120,000 CHF per year is rich right? What about your friend who earns just 65,000 CHF per year? They are poorer than the friend earning 120,000 CHF per year, right? Well, to make this judgement based on income you can’t say. Simply speaking, income is not…

Finance

How to Make a Personal Budget in Excel

December 26, 2020

Follow these five simple steps, to make your own personal budget in excel and take control of your financial future. Record and track all your income and expenses in one excel spreadsheet.

Finance

How No Spending Days Can Change Your Budget

December 20, 2020

Find out the five ways incorporating no spending days into your goals can not only save you money but help you reach your financial goals.